CLIENT EXPERIENCES
What our clients have said
Each matter we handle is different. These accounts reflect the range of situations clients have brought to Tanjong Counsel — and what the experience of working with us has meant to them.
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Clients Advised
4.8★
Average Rating
12
Years in Practice
96%
Client Satisfaction
CLIENT REVIEWS
In their own words
Howard Jeyaraj
Director, Manufacturing · Singapore
"We came to Tanjong Counsel when our supplier obligations had become unmanageable. What we found was a team that took the time to understand the full picture before making any recommendations. The moratorium application was handled without fanfare, and the restructuring proposal they drafted gave our creditors confidence in a path forward."
February 2026 · Debt Restructuring
Christine Wong
Managing Director · Retail Trade
"After many years operating, we made the decision to wind down the business. The team at Tanjong Counsel made the legal side of that process orderly and clear. The ACRA filings were handled correctly, and they kept us informed throughout without unnecessary complexity."
January 2026 · Voluntary Winding-Up
Rajesh Pillai
CFO · Technology Services
"I initially approached Tanjong Counsel as a creditor — we were owed a significant amount by a client that had stopped responding. The advisory they provided helped us understand what was practically achievable, and the settlement we reached was fair given the circumstances. I appreciated that the advice was measured rather than pushing for an aggressive approach that might have produced nothing."
March 2026 · Creditor Negotiation
Michelle Loh
Director · F&B Group
"Our F&B business faced significant pressure from pandemic-era debts that had been deferred multiple times. Tanjong Counsel prepared a restructuring proposal that we could actually stand behind when presenting to creditors. The scheme was approved, and we are now operating with a sustainable debt structure."
December 2025 · Debt Restructuring
Aaron Tan
Shareholder · Import/Export
"We had a dormant entity that needed to be formally closed. The process was handled straightforwardly — solvency declaration, creditor notice, ACRA filing. Nothing was overcomplicated or drawn out unnecessarily. The fee was in line with what was quoted at the start."
January 2026 · Voluntary Winding-Up
Sumathi Krishnan
CEO · Professional Services
"What I valued most was that the advice was realistic from the beginning. I had spoken to two other firms before Tanjong Counsel, both of whom told me what I wanted to hear. Here, the assessment of my creditor negotiation position was clear and grounded — and ultimately the settlement we achieved reflected what they had described as achievable."
February 2026 · Creditor Negotiation
CASE STUDIES
Detailed client journeys
The following accounts describe three matters — with identifying details omitted to preserve client confidentiality.
Manufacturing company: Restructuring under the IRDA
Duration: 4 months
Challenge
A Singapore-incorporated manufacturer had accumulated debts across five trade creditors and one bank facility. Payment had been deferred over two years. Creditors were beginning to consider formal action, and directors had not yet sought legal advice.
Solution
Tanjong Counsel assessed the debt profile and confirmed the business retained operational viability. A moratorium application was prepared and filed. A restructuring proposal offering phased repayment over 36 months was developed and presented to creditors. Creditor meetings were coordinated and the scheme was approved by the required majority.
Results
Scheme of arrangement approved. Company continued trading. Five creditor relationships preserved. Debt servicing reduced to a manageable monthly schedule. Directors' obligations under the IRDA remained compliant throughout.
"The proposal they prepared gave creditors something concrete to consider, which is what made the difference."
Retail group: Members' voluntary winding-up
Duration: 6 weeks
Challenge
Two shareholders of a retail entity had agreed to close the business following the sale of their principal retail outlet. The company was solvent. They needed to formalise the closure through proper legal process without engaging an unnecessarily large engagement.
Solution
A members' voluntary winding-up was confirmed as appropriate given solvency. Tanjong Counsel prepared the directors' declaration of solvency, coordinated the shareholder resolution, and managed the liquidator appointment. ACRA filings and Official Receiver notification were prepared and submitted.
Results
Company formally dissolved within six weeks. All regulatory obligations discharged. Shareholders received final account within the dissolution process. The entire matter was handled within the stated fee estimate without scope expansion.
"It was handled exactly as described — no surprises, fees as quoted."
Technology firm: Creditor settlement outside insolvency
Duration: 8 weeks
Challenge
A technology services company owed outstanding amounts to a former service provider. Formal enforcement proceedings had been threatened but not commenced. Both parties had an ongoing interest in preserving their working relationship, which created a basis for negotiated resolution.
Solution
Tanjong Counsel assessed the debtor's financial position and prepared a settlement proposal supported by documentation of the company's current trading position. Facilitated direct discussions between both parties. Drafted a settlement agreement including structured payment terms and appropriate covenants for both sides.
Results
Settlement agreement executed. Enforcement proceedings withdrawn. Structured repayment plan in place over 12 months. Commercial relationship preserved. Both parties avoided costs and time of litigation.
"We kept our working relationship with the other party, which was more important to us than any of the legal fees."
Speak with us about your situation
Every matter involves different circumstances. An initial conversation allows us to understand yours and outline the options available.
CREDENTIALS
Professional standing
Law Society of Singapore
Current practising certificates held by all qualified lawyers
IRDA Specialists
Focused practice under Singapore's 2018 consolidated insolvency framework
Professional Indemnity
Full professional indemnity insurance maintained throughout practice
PDPA Compliant
Client data handled under full Personal Data Protection Act obligations
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