Terms & Conditions

1. Definitions

In these Terms and Conditions, the following expressions have the meanings set out below:

• "Tanjong Counsel", "we", "us", or "our" refers to Tanjong Counsel, a law practice registered in Singapore with a principal place of business at 3 Church Street, #25-01, Samsung Hub, Singapore 049483.
• "Client", "you", or "your" refers to any individual, company, or entity that engages or enquires about our services.
• "Services" refers to the legal advisory and related professional services offered by Tanjong Counsel, including but not limited to corporate debt restructuring, voluntary winding-up assistance, and creditor negotiation and settlement advisory.
• "Website" refers to the pages and content accessible at tanjongcoff.pro.
• "Agreement" refers to the engagement letter or service agreement entered into between Tanjong Counsel and the Client, together with these Terms.
• "IRDA" refers to the Insolvency, Restructuring and Dissolution Act 2018 (Singapore).
• "ACRA" refers to the Accounting and Corporate Regulatory Authority of Singapore.

2. Acceptance of Terms

By accessing the Website, submitting an enquiry form, or entering into a formal engagement with Tanjong Counsel, you confirm that:

• You are at least 18 years of age and have the legal capacity to enter into a binding agreement;
• If acting on behalf of a company or organisation, you have the authority to bind that entity to these Terms;
• You have read, understood, and agree to be bound by these Terms and our Privacy Policy;
• Your use of the Website and engagement of our Services is for lawful purposes only.

Use of the Website without formal engagement does not create a solicitor-client relationship. Such a relationship is only established upon execution of a written engagement letter.

3. Service Description

Tanjong Counsel provides legal advisory services in the areas of corporate debt restructuring, voluntary winding-up, and creditor negotiation, primarily governed by Singapore law and the IRDA. Our services are directed at businesses and individuals operating within, or subject to the laws of, Singapore.

3.1 Geographic Scope

Our services are provided from Singapore and are principally relevant to matters governed by Singapore law. Where cross-border matters arise, we may coordinate with appropriately qualified practitioners in other jurisdictions, though we do not practise foreign law.

3.2 Service Availability

We endeavour to respond to enquiries within two working days. Service availability may be affected by the complexity of a matter, practitioner availability, and Singapore public holidays. Nothing on the Website constitutes a representation that any particular service will be available at any specific time.

3.3 Information on Website

Content published on the Website is for general informational purposes only. It does not constitute legal advice and should not be relied upon as such. Specific legal advice should be obtained through a formal engagement.

4. Client Engagement

4.1 Engagement Process

A formal engagement begins when both parties have executed a written engagement letter. Submission of an enquiry form does not constitute an acceptance of engagement, and Tanjong Counsel reserves the right to decline any matter at its professional discretion.

4.2 Conflict Checks

Prior to commencing any engagement, Tanjong Counsel conducts conflict-of-interest checks in accordance with the Legal Profession (Professional Conduct) Rules 2015. We may be unable to act where a conflict is identified.

4.3 Know Your Client Requirements

As required under applicable anti-money laundering regulations, Tanjong Counsel is obliged to verify the identity of clients and, where relevant, ultimate beneficial owners, before commencing work. Engagements may not proceed until satisfactory verification is completed.

5. Client Responsibilities

To enable Tanjong Counsel to provide services effectively, you agree to:

• Provide accurate, complete, and timely information and documentation as reasonably requested;
• Notify us promptly of any material changes to your circumstances relevant to the matter;
• Not withhold information that may affect the advice provided or our ability to act;
• Use the Website and its content solely for lawful purposes, and not in a manner that could harm Tanjong Counsel or third parties;
• Maintain confidentiality over any advice, draft documents, or strategic information communicated to you in the course of an engagement;
• Comply with all applicable laws, including those relating to insolvency and corporate governance.

5.1 Prohibited Activities

You must not use our services or the Website to:

• Perpetrate fraud or misrepresent your financial position to creditors or other parties;
• Conceal assets or liabilities in connection with any insolvency or restructuring matter;
• Facilitate transactions that breach Singapore law or applicable regulatory requirements;
• Introduce malicious code, conduct automated scraping, or otherwise disrupt the Website.

6. Intellectual Property

6.1 Ownership

All content on the Website, including text, design, structure, and underlying code, is the intellectual property of Tanjong Counsel or its licensors. Nothing on the Website transfers any intellectual property rights to you.

6.2 Limited Licence

You are granted a limited, non-exclusive, non-transferable licence to access and view Website content for personal or internal business purposes. Reproduction, distribution, or commercial use of Website content requires prior written consent from Tanjong Counsel.

6.3 Work Product

Legal advice, draft documents, and written materials produced in the course of an engagement remain the intellectual property of Tanjong Counsel until all fees have been settled in full, at which point they become the property of the Client to the extent agreed in the engagement letter.

7. Fees & Payment

7.1 Fee Structure

Fees for each matter are set out in the engagement letter. Indicative pricing published on the Website represents a starting reference and may vary depending on the complexity, scope, and duration of the matter. All fees are quoted in Singapore Dollars (SGD) and are exclusive of applicable taxes unless stated otherwise.

7.2 Payment Terms

Invoices are payable within 14 days of issue unless otherwise agreed in writing. We may require payment of a deposit or advance before commencing work on a matter. Accepted payment methods will be specified in the engagement letter.

7.3 Late Payment

Tanjong Counsel reserves the right to suspend work on a matter where invoices remain unpaid beyond the due date, following reasonable notice. Interest on overdue amounts may be charged at a rate consistent with prevailing commercial practice.

7.4 Disbursements

Fees quoted do not include court filing fees, ACRA filing charges, process server costs, or other third-party disbursements, which will be invoiced separately at cost.

8. Confidentiality

Tanjong Counsel maintains professional obligations of confidentiality with respect to client information under the Legal Profession Act and applicable rules of professional conduct. Information shared with us in the course of an engagement will not be disclosed to third parties except:

• With your prior consent;
• Where required by law, court order, or regulatory authority;
• To the extent necessary to perform the services engaged;
• To prevent or mitigate serious harm.

Information submitted via the Website contact form prior to an engagement is handled in accordance with our Privacy Policy.

9. Disclaimers

9.1 No Outcome Assurance

Legal matters are subject to many variables outside our control. Nothing in our communications, on the Website, or in any engagement letter constitutes an assurance that a particular outcome will be achieved. We provide advice based on the facts presented and applicable law at the time of advice.

9.2 Website Accuracy

While we endeavour to keep Website content accurate and current, laws and procedures may change. We do not warrant that Website content reflects the current state of the law at any given time. Always seek current advice before acting on Website content.

9.3 "As Is" Basis

The Website is provided on an "as is" basis. Tanjong Counsel makes no representations regarding uninterrupted access, freedom from errors, or the absence of harmful components.

10. Limitation of Liability

10.1 Cap on Damages

To the extent permitted by law, Tanjong Counsel's aggregate liability to you arising out of or in connection with any engagement or use of the Website shall not exceed the total fees paid by you to Tanjong Counsel in respect of the specific matter giving rise to the claim.

10.2 Excluded Losses

Tanjong Counsel shall not be liable for any indirect, consequential, incidental, or special loss, including loss of revenue, loss of business opportunity, or reputational harm, howsoever arising, even if advised of the possibility of such losses.

10.3 Force Majeure

We are not liable for delays or failures in performance resulting from circumstances beyond our reasonable control, including government actions, natural events, civil unrest, or systemic failures in third-party services.

10.4 Statutory Rights

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable Singapore law, including liability for fraud or wilful misconduct.

11. Termination

11.1 Client Termination

You may terminate an engagement at any time by written notice. Fees incurred up to the date of termination, including any disbursements committed on your behalf, remain payable. We will return client documents held by us upon clearance of outstanding fees.

11.2 Tanjong Counsel Termination

We may terminate an engagement where: you have not provided required information or payments; a conflict of interest arises; continuation would breach professional obligations; or the relationship of trust and confidence breaks down. We will provide reasonable notice except where professional rules require otherwise.

11.3 Survival

Clauses relating to fees, confidentiality, intellectual property, limitation of liability, and dispute resolution survive termination of any engagement or these Terms.

12. Dispute Resolution

12.1 Governing Law

These Terms and any engagement with Tanjong Counsel are governed by the laws of the Republic of Singapore.

12.2 Jurisdiction

Subject to clause 12.3, disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.

12.3 Informal Resolution

We encourage you to raise concerns directly with us in the first instance. We will respond to written complaints within 10 working days and endeavour to resolve matters through direct discussion before formal proceedings are initiated.

12.4 Mediation

Where direct resolution is not achieved, the parties may agree to refer the dispute to mediation administered by the Singapore Mediation Centre before commencing litigation.

12.5 Law Society Complaints

Nothing in these Terms limits your right to make a complaint to the Law Society of Singapore where you have concerns about professional conduct.

13. General Provisions

13.1 Entire Agreement

These Terms, together with the engagement letter and our Privacy Policy, constitute the entire agreement between the parties in relation to their subject matter and supersede all prior representations and understandings.

13.2 Severability

If any provision of these Terms is found invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

13.3 Waiver

A failure or delay by either party to exercise any right or remedy does not constitute a waiver of that right or remedy, nor does it prevent or restrict the further exercise of that or any other right or remedy.

13.4 Assignment

You may not assign or transfer any rights or obligations under these Terms without prior written consent from Tanjong Counsel. We may assign obligations to suitably qualified practitioners where necessary, provided client interests are not prejudiced.

13.5 Notices

Formal notices under these Terms should be directed in writing to Tanjong Counsel at our registered address or to [email protected].

14. Changes to Terms

We may update these Terms from time to time to reflect changes in law, regulatory guidance, or our practices. Material changes will be communicated by publishing the updated Terms on the Website with a revised effective date. Where an engagement is already in progress, material changes affecting that engagement will be communicated to you directly. Continued use of the Website following publication of revised Terms constitutes acceptance of the updated version.

15. Contact Information

For questions, concerns, or formal notices relating to these Terms, please contact: